In 2026, FHA loan limits in Athens, Clarke, GA, are: $516,350 for a single-family home, $661,000 for 2-units, $799,000 for 3-units, and $993,000 for 4-units.
The maximum loan amount available for conventional loans on a single-family home is $726,200. For properties with two units, it's $929,850, for three units, $1,123,900, and for four units, $1,396,800.
Use our FHA calculator to discover today's best FHA rates and determine necessary downpayment, income, credit status, reserves, and required documentation for qualification.
With the help of Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other programs. Evaluate and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, together with FHA.
Lendersa® gathers comprehensive data from a broad spectrum of lenders and provides fast comparisons against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Athens, under Clarke, GA, offers comparisons of maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit conditions, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $516,350 | $661,000 | $799,000 | $993,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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