For 2026, FHA loan limits in Statham County, Barrow, GA are laid out as follows: $592,250 for a single-family home, $758,200 for two-unit houses, $916,450 for three-unit properties, and $1,138,950 for those with four units.
The conventional loan maximum for a single-family residence is $726,200, with limits rising to $929,850 for two-unit residences, $1,123,900 for three-unit homes, and $1,396,800 for four units.
Utilize our FHA calculator to access today's best FHA rates, and ascertain the necessary downpayment, income, credit, reserves, and documents required for loan qualification.
Through the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan data from thousands of lenders and performs quick comparisons tailored to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Statham, Barrow, GA, provides insights on maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs, including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $377,200 | $377,200 | $377,200 | $377,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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