In 2026, the FHA loan limits in Cornelia county within Habersham, GA are as follows: $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for properties with three units, and $907,900 for four-unit structures.
The maximum allowed for conventional loans on a single-family residence stands at $726,200, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four units.
Make use of our FHA calculator to find today's top FHA rates and determine the down payment, income, credit requirements, reserves, and documentation needed to qualify.
The Lendersa® calculator facilitates side-by-side comparisons of FHA rates and terms with those of other loan programs. Look into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles comprehensive lending data from numerous lenders and rapidly aligns it with your unique financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Cornelia county of Habersham, GA, which outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough comparison of requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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