2026 FHA (Government Loans) Limits for Lula, Hall County, Georgia

For 2026, the FHA loan limits in Lula County, Hall, GA, are set at $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-units, and $907,900 for four-unit buildings.

Conventional loan ceilings for a single-family home are $726,200, rising to $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit dwellings.

Use our FHA calculator to view today’s FHA best rates and determine what's needed for downpayment, income, credit, reserves, and documentation to qualify.

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With the Lendersa® calculator, compare FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Explore the Loan Limits Comparison Table for 2026 in Lula, Hall, GA, which includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lula county of Hall, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Lula FHA Lenders

  • Peach State Bank & Trust
  • 325 Washington St SW, Gainesville, GA, 30501
  • Lends in Georgia
  • Peach State Bank & Trust is the largest true community bank in Hall County. We have a seasoned management team and a strong board of directors who are not only dedicated to our customers but to this community. We offer competitive rates, a variety of accounts - both personal and business. We hope you will call us or stop by today

  • MyGeorgia Credit Union
  • 2601 Limestone Pkwy, Gainesville, GA, 30501
  • Lends in Georgia
  • "Founded in 1971 as HALLCO Community Credit Union, we grew into a full-service financial institution offering a wide range of banking products and services with branch locations in Gainesville, Oakwood, Flowery Branch and Cleveland.

    As the communities and the needs of the residents in the area around us expanded, so did we"

  • Homestar Financial Corporation
  • 332 Washington St. NW, Gainesville, GA, 30501
  • Lends in Georgia
  • HOMESTAR Financial Corporation is a full service mortgage banker controlling every aspect of the loan process with in house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly

  • PURE LIGHT MORTGAGE INC
  • 2234C Thompson Bridge Road, Gainesville, GA, 30501
  • Lends in Georgia
  • The Pure Light Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Cardinal Mortgage, Inc.
  • 3839 Chestatee Cut Off, Gainesville, GA, 30506
  • Lends in Georgia
  • Cardinal Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. An Atlanta, Georgia mortgage broker we understand that every borrower in Georgia is different, and we offer a variety of mortgage products to meet your individual home loan requirements.

  • First Century Bank Georgia
  • 1731 N. Elm St, Commerce, GA, 30529
  • Lends in Georgia
  • At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.

  • Safe Harbor Mortgage, llc
  • 4841 Stone Moss Path, Hoschton, GA, 30548
  • Lends in Georgia
  • In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers

  • BBC Financial Group
  • 768 Crown Mountain Dr., Dahlonega, GA, 30533
  • Lends in Georgia
  • BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .

  • Real Estate Financial Services
  • 1400 Buford Hwy, Suite J3, Buford, GA, 30518
  • Lends in Georgia
  • At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024

  • Buford Finance Co., Inc.
  • 1819-A Buford Highway, Buford, GA, 30518
  • Lends in Georgia
  • Buford Finance has grown to be a major consumer lender in Georgia since 1986. We make consumer loans from $300 to $5, 000. Since 1986, our mission is to serve the financial needs of our community. It is our effort to provide financing options for individuals and small business owners.