In 2026, the FHA loan limits for Scottdale county, located in DeKalb, GA, are $592,250 for a single-family home. For properties with two units, the limit is $758,200, for three units it's $916,450, and for four units, it reaches $1,138,950.
The maximum for conventional loans on a single-family house stands at $726,200. For two-unit properties, the limit is $929,850, for three-unit complexes it's $1,123,900, and a four-unit residence can go up to $1,396,800.
Utilize our FHA calculator to view today’s best FHA rates and determine the necessary qualifications: downpayment, income, credit assessment, reserve requirements, and documents required for qualification.
The Lendersa® calculator is a powerful tool for comparing FHA rates and terms with all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Thorough exploration and comparison are encouraged with FHA.
Equipped with data from thousands of lending sources, Lendersa® conducts rapid comparisons tailored to your distinct financial profile, providing necessary insights promptly.
The Loan Limits Comparison Table for 2026 in Scottdale county of DeKalb, GA delivers a comprehensive view of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed analysis of qualification conditions like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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