2026 FHA (Government Loans) Limits for Clarkston, DeKalb County, Georgia

In 2026, the FHA loan limits within Clarkston county, as part of DeKalb, GA, are established at $592,250 for a single-family dwelling. For duplex residential properties, the cap is $758,200, whereas triplex residential accommodations have a limit of $916,450. Properties with four units have their cap lifted to $1,138,950.

Meanwhile, the maximum permissible loan for conventional types on a single-family unit is $726,200. For properties with two units, the limit is elevated to $929,850, increased to $1,123,900 for properties with three units, and capped at $1,396,800 for those with four units.

Assess your options by utilizing our FHA calculator to access today's leading FHA rates. Determine what's needed for downpayments, income verification, credit assessment, reserve requirements, and necessary documentation.

Discover and compare numerous loan offers from a range of 100 lenders today.

Investigate Your Loan Choices in Clarkston, GA

The Lendersa® calculator is an invaluable tool, designed to allow comparisons between FHA rates and terms against every other available loan program. Explore and juxtapose options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money solutions with FHA choices to find what suits you best.

Lendersa® aggregates in-depth loan program data from thousands of lending institutions. Within mere moments, it provides a tailored comparison perfectly aligned with your individual financial profile and requirements.

Check out the Loan Limits Comparison Table for 2026 situated within Clarkston county of DeKalb, GA. This table allows you to evaluate maximum loan amounts across different categories including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into comparisons of qualifying criteria including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive analysis.

Loan limits Clarkston county of DeKalb, GA

SFR 2 Units 3 Units 4 Units
FHA $592,250 $758,200 $916,450 $1,138,950
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $330,200 $330,200 $330,200 $330,200
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Southern Bank
  • 855 North Liberty Street, Waynesboro, GA, 30830
  • Lends in Georgia
  • We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic

  • The First National Bank of Waynesboro
  • 626 North Liberty Street, Waynesboro, GA, 30830
  • Lends in Georgia
  • The mission of First National Bank of Waynesboro is to be the most innovative, trustworthy, friendly financial institution with the community’s interests at heart. First National Bank of Waynesboro strives to inform, educate, & develop the most up to date technology & services for all customers’ financial needs in Burke County & surrounding areas.

  • SMG Mortgage
  • 204 Griffin Park Drive, Birmingham, AL, 35242
  • Lends in Georgia
  • Salter Mortgage Group, or SMG Mortgage as many of you know us, has been serving customers with home loans since 2007 and enjoyed steady growth every year in one of the toughest markets in our lifetime. We believe this growth is due to a team who is committed to providing our clients with the highest quality financial services combined

  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Georgia
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time

  • MORTGAGE INVESTORS GROUP
  • 8320 East Walker Springs Lane, Knoxville, TN, 37923
  • Lends in Georgia
  • Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations

  • ServisFirst Bank
  • 2500 Woodcrest Place, Birmingham, AL, 35209
  • Lends in Georgia
  • ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.

  • Cornerstone Residential Mortgage
  • 56 White Oak Road, Arden, NC, 28704
  • Lends in Georgia
  • MortgageMatchMakers.com, we understand that for most people, a home is the single biggest purchase you will ever make. Yet most people shop around more for a pair of shoes! As an independent mortgage banker, we do the shopping for you. Our goal is to match you with the perfect mortgage.

  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Lends in Georgia
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.