For the year 2025, the FHA loan limits in Gilmer county, located in Ellijay, GA, are $472,030 for a single-family home. For properties with two units, the limit is $604,400, for three-unit homes, it is $730,525, and for four units, it reaches $907,900.
Conventional loan limits are as follows: $726,200 for a single-family house, $929,850 for two-unit properties, $1,123,900 for three-unit residences, and $1,396,800 for four-unit dwellings.
Our FHA calculator can show you the best rates available today and help determine down payments, income requirements, credit scores, reserves, and necessary qualifications.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of other loan programs. This includes conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans. Explore your options!
Lendersa® promptly acquires loan program data from a multitude of lenders, aligning it with your distinctive financial profile and requirements.
Our Loan Limits Comparison Table for 2025 in Gilmer county of Ellijay, GA allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification criteria like income, reserve, and credit mandates.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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