In 2025, the FHA loan limits for Folkston county situated within Charlton, GA are as follows: $472,030 for single-family homes; for properties with two units, the limit is $604,400; for those with three units, it's $730,525; and for four-unit homes, the cap is $907,900.
Meanwhile, the maximum conventional loan amounts are specified as $726,200 for a single-family residence. For two-unit properties, the limit rises to $929,850; three-unit residences reach a maximum of $1,123,900; and for four-unit buildings, the ceiling is $1,396,800.
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The Lendersa® calculator offers a thorough way to compare FHA rates and terms with those from various other loan programs. Dive into comparing options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA offerings.
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The Loan Limits Comparison Table for 2025 in Folkston county of Charlton, GA provides crucial insights into the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed analysis of qualification requirements such as income, reserves, and credit standards, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive study.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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