For the year 2026, the FHA loan limits within Waycross county of Ware, GA are set at $472,030 for a single-family home, $604,400 for two-unit structures, $730,525 for three-unit buildings, and $907,900 for four units.
Conventional loans offer maximum amounts of $726,200 for a single-family residence, $929,850 for duplexes, $1,123,900 for tri-plexes, and $1,396,800 for quad-plexes.
Make use of our FHA calculator to identify the best rates available today and evaluate the necessary down payment, income level, credit requirements, reserves, and documents required for qualification.
The Lendersa® calculator equips you to compare FHA rates and terms alongside all other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources loan data from numerous lenders, providing quick comparisons with your unique financial profile.
Check the Loan Limits Comparison Table for 2026 in Waycross county of Ware, GA to contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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