2026 FHA (Government Loans) Limits for St.-Marys, Camden County, Georgia

For 2026, the FHA loan limits in St.-Marys county of Camden, GA, are as follows: $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amounts for conventional loans on a single-family residence are $548,250. For 2-units, it's $702,000, for 3-units, it's $848,500, and for 4-units, it's $1,054,500.

Use our FHA calculator to explore today’s leading FHA rates and assess the requisite down payment, income, credit reserves, and documents necessary for qualification.

Explore and evaluate loan offers from 100 lenders

Evaluate Your Loan Choices in St.-Marys, GA

The Lendersa® calculator helps compare the rates and terms of FHA loans with other options. Examine possibilities like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA solutions.

Lendersa® gathers comprehensive data from a wide array of lenders, enabling rapid comparisons against your unique financial profile and requirements.

For 2026, check our Loan Limits Comparison Table for St.-Marys, within Camden, GA, reviewing maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to look into qualification needs such as income, reserves, and credit.

Loan limits St.-Marys county of Camden, GA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


St.-Marys FHA Lenders

  • Coastal Mortgage Company
  • 24 Andrews Way, Kingsland, GA, 31548
  • Lends in Georgia
  • We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.

  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Lends in Georgia
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans

  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • Lends in Georgia
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity

  • Somerset Mortgage Corp
  • 1607 Frederica Road, Suite 201, Saint Simons Island, GA, 31522
  • Lends in Georgia
  • At Somerset, we believe that with the right tools - information, experience, technology and flexibility - getting through the mortgage process can be done smoothly and with confidence. Our knowledgeable, dedicated mortgage specialists are the best in the business, working with you to explore your financing goals and options.

  • Southeastern Bank
  • 1010 North Way, Darien, GA, 31305
  • Lends in Georgia
  • Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.

  • Ware County School Employees Federal Credit Union
  • 1301 Bailey Street, Waycross, GA, 31501
  • Lends in Georgia
  • The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.

    The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs

Also lends in Georgia

  • Trillium Capital Resources
  • 301 West Bay St, Suite 1488, Jacksonville, FL, 32202
  • Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.

  • North Star Mortgage Network Inc.
  • 12058 San Jose Blvd Suitwe 404, Jacksonville, FL, 32223
  • Since 2000, North Star Mortgage Network has helped thousands of Florida homebuyers and homeowners find the right mortgage with honest advice, competitive rates, and personalized service. As an independent mortgage broker, we compare multiple lenders to find the best loan for your needs. Whether you're purchasing, refinancing, or investing, we're committed to making the mortgage process simple, transparent, and stress-free.

    • Coast2coast mortgage
    • 11481 Old St. Augustine Rd, Suite104, Jacksonville, FL, 32258
    • "We offer the assistance you need in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.

      Today's technology has changed the way we do business. For example, through our website"

  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC

    At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today