For the year 2026, FHA loan limits in Heron-Bay County, part of Henry, GA, are determined as follows: $412,850 for a single-family home, $528,500 for properties with two units, $638,850 for three-unit structures, and $793,950 for those with four units.
The ceiling for conventional loans on a single-family home tops out at $548,250, increasing to $702,000 for buildings with two units, $848,500 for three-unit homes, and $1,054,500 for buildings having four units.
Utilize our FHA calculator to discover today’s best FHA rates and assess the necessary downpayment, as well as review requirements for income, credit, reserves, and documentation to qualify.
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The Lendersa® calculator facilitates comparison of FHA rates and terms against other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates detailed loan program data from thousands of lenders, providing you with rapid comparisons tailored specifically to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Heron-Bay, Henry, GA, offers an analysis of maximum allowable amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $412,850 | $528,500 | $638,850 | $793,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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