For 2026, the FHA loan limits established in Locust-Grove county of Henry, GA, are set at $412,850 for a single-family home. For duplex properties comprising two units, the limit is $528,500. For residences with three units, the permissible limit is $638,850, and for those that include four units, it goes up to $793,950.
The highest loan amounts available for conventional loans on single-family residences stand at $548,250. For homes with two units, the limit rises to $702,000. For three-unit properties, it increases to $848,500, while the cap for four-unit properties is $1,054,500.
Utilize our FHA calculator to learn about today’s best available FHA rates and determine the requisite downpayment, verify income, assess credit, confirm reserves, and establish document requirements for loan qualification.
Review and compare loan offers from a broad array of 100 lenders to ensure you find the best fit for your financial needs.
The Lendersa® calculator is a versatile tool that enables you to compare FHA rates and terms with those of various other loan programs. Explore and analyze options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA choices.
By collecting extensive data from thousands of lenders, Lendersa® swiftly matches this information to your unique financial profile, providing comparisons that align with your specific needs.
The Loan Limits Comparison Table for 2026 within Locust-Grove county of Henry, GA offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper analysis of qualifications such as income, credit, and reserves, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $412,850 | $528,500 | $638,850 | $793,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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