For 2025, the FHA loan limits applicable in LaFayette county of Walker, GA are determined as follows: $472,030 for a single-family home. If you're considering properties equipped for two families, the maximum rises to $604,400. For those configured to house three units, the cap extends to $730,525, while properties with the capability for four units can go up to $907,900.
Conversely, conventional loans are capped at different levels. For a single-family residence, the highest loan amount is $726,200. For duplex homes, it escalates to $929,850. If you’re looking at triplexes, you'll find the limit is $1,123,900, and for homes with four units, it reaches $1,396,800.
Utilize our FHA calculator for insights into today’s top FHA rates, and to understand the downpayment, income, credit, reserve, and documentation requirements essential for qualification. This tool provides clarity on what you need to successfully apply and secure a favorable loan.
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The powerful Lendersa® calculator is designed to allow you to effectively compare FHA rates and terms against a variety of other loan programs, capturing all essential details. These programs include Conventional loans, Jumbo options, VA loans, USDA offerings, Non-QM choices, and hard money solutions. This comprehensive outlook ensures that you have all the information needed to make an informed decision.
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Refer to the Loan Limits Comparison Table for 2025 located in LaFayette county, part of Walker, GA, which gives a detailed view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into specific qualification criteria—such as examining income levels, reserve needs, and credit thresholds—benefit from the detailed analytics provided by the Lendersa® Super Loan Integrated Qualifier (SLIQ™), aiding you in making well-informed financial decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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