FHA Loan Max Loan amount for Summerville, Chattooga County, GA in 2026

In 2026, within Summerville county of Chattooga, GA, the FHA loan limits are established as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit buildings.

When it comes to conventional loans, the maximum amount you can borrow for a single-family residence reaches $726,200. If you're considering investing in two-unit homes, the limit is set at $929,850. For triplexes, it's $1,123,900, and for four-unit structures, the cap increases to $1,396,800.

If you want to find out today's most favorable FHA rates and explore the requirements to qualify, such as downpayment, income, credit, reserve requirements, and the essential documents, you can rely on our FHA calculator.

Take a look at and evaluate different loan offers available from a wide network of 100 reliable lenders to find the best fit for your financing needs.

Explore Your Loan Options in Summerville, GA

The versatile Lendersa® calculator has been designed to allow you to compare and assess FHA rates and terms side-by-side with an array of other loan programs, including Conventional loans, Jumbo options, VA programs, USDA loans, Non-QM products, and hard money solutions. This provides a broad spectrum of options to explore and compare.

Lendersa® compiles extensive data from thousands of lenders, effectively and speedily comparing this information against your unique financial situation and requirements to deliver tailored solutions that match your profile.

The Loan Limits Comparison Table for 2026 in Summerville county of Chattooga, GA gives you insight into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. It's an essential resource for understanding and comparing comprehensive qualification criteria such as income, reserves, and credit requirements. For an in-depth analysis, you can utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Summerville county of Chattooga, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Summerville FHA Lenders

  • River City Bank
  • 228 North 2nd Avenue SW, Rome, GA, 30165
  • Lends in Georgia
  • At River City Bank, we work diligently to create an elevated experience for our clients. We don’t settle for service that’s simply good. When you bank with us, you can count on us to exceed your expectations not only when it comes to your finances, but in our customer service as well.

  • Coosa Valley Credit Union
  • 2010 Redmond Cir NW, Rome, GA, 30165
  • Lends in Georgia
  • "We Care" and "We Treat You Like Family" are two core values that differentiate us from banks and other financial institutions. Here we still do business like neighbors helping neighbors, an old fashioned approach that combines modern technologies and the warm professional service you deserve.

  • First National Community Bank
  • 701 N 3rd Ave, Chatsworth, GA, 30705
  • Lends in Georgia
  • National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.

  • Riverside Lending, LLC
  • 910 N Tennessee St., Cartersville, GA, 30120
  • Lends in Georgia
  • Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest

  • American Mortgage Group, Inc
  • 205 Stonewall Street, Cartersville, GA, 30120
  • Lends in Georgia
  • In 1998, owner Steve Mowry started American Mortgage Group, Inc. Mr. Mowry started working in the mortgage business in ’97 with a mortgage banker and later a mortgage broker. Soon after he began his endeavor in the finance world, he realized there were customer needs he felt as though weren’t being met.

  • 1st Georgia Home Mortgage
  • 6 Maybelle St, Cartersville, GA, 30120
  • Lends in Georgia
  • 1st Georgia Home Mortgage is located approximately 35 miles North-West of Atlanta, GA in the city of Cartersville. The company is owned by Maurni Weeks Moss 1st Georgia Home Mortgage has been serving clients throughout the state of Georgia with both buying homes as well as refinancing to more affordable mortgage Loans since the year 2001.

  • Atlanta Family Mortgage LLC
  • 3058 Chelsea Lane, Suite 100, Acworth, GA, 30102
  • Lends in Georgia
  • DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.

  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Lends in Georgia
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.

  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Lends in Georgia
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.

Also lends in Georgia

  • 1st United Mortgage LLC
  • 2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
  • 1st United Mortgage is dedicated to serving veterans and military families. As VA Loan specialists, our experts are trained specifically on VA eligibility requirements and will walk you through every step of the loan process. Our mission is to make the mortgage process and simple and stress-free as possible for you.