In the year 2026, the FHA loan limits established in Port-Wentworth county, part of Chatham, GA, are as follows: for single-family homes, the limit is $356,362. For properties that accommodate two units, the limit increases to $456,275. If you're considering a residence with three units, the cap is set at $551,500, and for buildings with four units, it goes up to $685,400.
Regarding conventional loans, the maximum amounts differ slightly— $548,250 is set for single-family homes. For duplex properties, the ceiling is $702,000. For triplex properties, the maximum is $848,500, and for those constructed with four units, the cap reaches $1,054,500.
Utilize our FHA calculator to explore today’s most favorable FHA rates and gain insights into the qualification requirements, including determining downpayment amounts, income verification needs, credit evaluation, reserve necessities, and all necessary documentation to support your application.
Begin comparing loan offers available from a diversified network of over 100 lenders, ensuring you secure a loan that best fits your financial objectives.
The Lendersa® calculator is a robust tool designed to assist you in comparing FHA rates and terms with various other loan programs. These programs encompass a broad range such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This comprehensive approach allows for thorough exploration and comparison against FHA offerings.
By accumulating substantial data from a vast array of lenders, Lendersa® provides swift and accurate comparisons tailored to align with your unique financial situation, processing this information in a matter of seconds.
The Loan Limits Comparison Table for 2026, specifically for Port-Wentworth county in Chatham, GA, offers a detailed assessment and comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into understanding qualification criteria such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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