For 2026, FHA loan limits in Garden-City county of Chatham, GA are set at $356,362 for single-family homes. For two-unit properties, the limit is $456,275, for three units it's $551,500, and for four units, it reaches $685,400.
In terms of conventional loans, the maximum amounts are $548,250 for a single-family residence. For two-unit structures, it's $702,000, for three units $848,500, and four units are capped at $1,054,500.
Use our FHA calculator to access today's best FHA rates and evaluate requirements like downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With access to data from thousands of lenders, Lendersa® swiftly compares it against your personal financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Garden-City county of Chatham, GA, to see maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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