In 2026, the FHA loan limits for Savannah in Chatham, GA are set at $472,030 for a single-family home. For duplexes, the limit is $604,400, for triplexes, $730,525, and for four-unit homes, it is $907,900.
The highest loan amount for conventional loans on a single-family residence is $726,200. Duplexes are capped at $929,850, triplexes at $1,123,900, and four-unit properties at $1,396,800.
Utilize our FHA calculator to discover today’s top FHA rates and determine the required down payment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator facilitates comparison between the rates and terms of FHA loans and those of other available loan programs. Look into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® collects data from a vast number of lenders and swiftly matches it to your financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Savannah, part of Chatham, GA, helps compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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