In 2026, the FHA loan limits in Rome county of Floyd, GA are $472,030 for a single-family home, $604,400 for 2-unit buildings, $730,525 for 3-units, and $907,900 for 4-units.
The maximum loan amounts for conventional loans on a single-family residence are $726,200; for 2-units, it is $929,850; for 3-units, $1,123,900; and for 4-units, $1,396,800.
Use our FHA calculator to view today’s best FHA rates and assess the necessary downpayment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator helps you compare the rates and terms of FHA loans with other loan programs. Consider options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® pulls loan data from numerous lenders and quickly compares it against your individual financial profile and needs.
For 2026, the Loan Limits Comparison Table in Rome county of Floyd, GA lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification requirements such as income, reserves, and credit levels.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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