In 2026, the FHA loan limit set for St.-Simons county of Glynn, GA, is $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit homes, and $685,400 for 4-units.
The maximum amounts for conventional loans on a single-family residence are $548,250, while for duplexes it's $702,000, for three units $848,500, and for four units $1,054,500.
Use our FHA calculator to find today’s most competitive FHA rates and calculate downpayment needs, income prerequisites, credit qualifications, reserves, and necessary documents for qualification.
The Lendersa® calculator allows a comparison of FHA rates and terms against all other available loan programs. Review options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA suggestions.
Lendersa® consolidates loan program data from thousands of lenders and rapidly aligns it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in St.-Simons, Glynn, GA, allows examination of maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth analysis of qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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