2026 FHA (Government Loans) Limits for Woodstock, Cherokee County, Georgia

In 2026, the FHA loan limits in Woodstock county of Cherokee, GA, are set at $592,250 for a single-family home. For 2-units, they reach $758,200, for 3-units, the limit is $916,450, and for 4-units, it extends to $1,138,950.

The maximum amounts for conventional loans on a single-family residence are $726,200. For 2-units, it is $929,850, for 3-units, the cap is $1,123,900, and for 4-units, $1,396,800 applies.

Use our FHA calculator to discover today’s top FHA rates and determine the needed downpayment, income, credit, reserves, and required documents for qualification.

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Discover Your Loan Options in Woodstock, GA

The Lendersa® calculator allows comparisons of FHA rates and terms with other loan options. Consider programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.

Lendersa® swiftly compiles data from thousands of lenders, providing accurate comparisons against your specific financial profile and needs.

Our Loan Limits Comparison Table for 2026 in Woodstock, county of Cherokee, GA, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria like income, reserves, and credit.

Loan limits Woodstock county of Cherokee, GA

SFR 2 Units 3 Units 4 Units
FHA $592,250 $758,200 $916,450 $1,138,950
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $377,200 $377,200 $377,200 $377,200
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Woodstock FHA Lenders

  • Waterside Mortgage
  • 375 Parkway 575, Suite 240, Woodstock, GA, 30188
  • Lends in Georgia
  • Waterside Mortgage came together with a determination to bring a knowledgeable and refreshing approach to mortgage lending. Our loan officers and staff are the key to cultivating a positive experience in the loan origination process. Application, Underwriting, and closing our staff will be there to educate and guide you through the process.

  • Cedar Mill Mortgage
  • 1600 River Park Blvd, Suite 201, Woodstock, GA, 30188
  • Lends in Georgia
  • Cedar Mill Mortgage was founded in 1996 ; we are a full service mortgage broker and a Georgia Residential Mortgage licensee specializing in mortgage loans in the state of Georgia. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.

  • CAPITAL MORTGAGE SOLUTIONS LLC
  • 8255 Main Street, Suite 102, Woodstock, GA, 30188
  • Lends in Georgia
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the

  • BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254
  • 995 Canton St, Suite 200, Roswell, GA, 30075
  • Lends in Georgia
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.

  • Chattahoochee Residential Mortgage LLC
  • 1905 Woodstock Road, Building 700, Suite 7150, Roswell, GA, 30075
  • Lends in Georgia
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Lincoln Capital Advisors, LLC
  • 1158 Canton Street, Roswell, GA, 30075
  • Lends in Georgia
  • Lincoln Capital Advisors (LCA) was founded in 2004 by James Cheeley. He was joined by his current partner, Blake Turner, the following year. LCA is an independent mortgage advisor company. We can call on a broad variety of lending sources and have the ability to choose from a large range of loan products to find the one that works best

  • BUCKHEAD HOME LOANS
  • 9755 Dogwood Road, Suite 250, Roswell, GA, 30075
  • Lends in Georgia
  • Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.

  • RELIANT MORTGAGE SOLUTIONS LLC
  • 4718 Childers Pond Overlook, Roswell, GA, 30075
  • Lends in Georgia
  • "Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting.
    Save time and stress and let Reliant submit your file to underwriting without a home identified!
    Sellers will pay attention that you are pre-approved not just pre-qualified!"

  • Synergy Lending Corporation
  • 3575 Guildhall Trail, Marietta, GA, 30066
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • AAA MORTGAGE SOLUTIONS, LLC
  • 6478 Putnam Ford Dr, Suite 206, Woodstock, GA, 30189
  • Lends in Georgia
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.