In 2026, the FHA loan limits in East-Honolulu County, under Honolulu, HI, have been set: $721,050 for single-family homes, $923,050 for properties with two units, $1,115,800 for three-unit residences, and $1,386,650 for dwellings with four units.
For conventional loans, the cap on single-family properties is $822,375. It rises to $1,053,000 for two-unit homes, $1,272,750 for properties with three units, and $1,581,750 for those with four units.
Use our FHA calculator to explore the best FHA rates available today and to ascertain the appropriate downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you measure FHA rates and terms against those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires loan program data from thousands of lenders, swiftly comparing it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in East-Honolulu County, Honolulu, HI, features the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. To evaluate qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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