In 2026, the FHA loan limits in Kaneohe-Station County within Honolulu, HI, are as follows: $721,050 for a single-family home, $923,050 for two units, $1,115,800 for three units, and $1,386,650 for four-unit properties.
The maximum loan amounts for conventional loans are set at $822,375 for a single-family residence, climbing to $1,053,000 for two-unit homes, $1,272,750 for three units, and $1,581,750 for four-unit buildings.
Utilize our FHA calculator to find today's top FHA rates and calculate what's necessary for the downpayment, including income, credit, reserves, and the required documents for eligibility.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan data from thousands of lenders, providing a quick comparison tailored to your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Kaneohe-Station, Honolulu, HI, details the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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