For 2026, the FHA loan limit in Waimanalo-Beach within Honolulu, HI is $721,050 for one-family homes, $923,050 for properties with two units, $1,115,800 for those with three units, and $1,386,650 for four-unit homes.
Conventional loan limits are $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for properties with four units.
Try our FHA calculator to discover current top FHA rates and calculate the necessary downpayment, income, credit clearance, reserves, and documentation for eligibility.
With the Lendersa® calculator, you can compare FHA terms and rates with other loan programs. Investigate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly assesses loan program data collected from thousands of lenders to match your unique financial situation and needs.
Explore the Loan Limits Comparison Table for 2026 in Waimanalo-Beach county of Honolulu, HI, detailing maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze requirements like income, reserves, and credit, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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