For the year {CURRENT_YEAR}, the FHA loan limitation for Hawaiian-Ocean-View county in Hawaii, HI amounts to {DETAILS_LOAN_LIMIT_FHA1} for a single-family abode, {DETAILS_LOAN_LIMIT_FHA2} for properties comprising 2-units, {DETAILS_LOAN_LIMIT_FHA3} for those with 3-units, and {DETAILS_LOAN_LIMIT_FHA4} for homes with 4-units.
As for conventional loans, the ceiling for a loan on a single-family home reaches {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, extending to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for dual-unit buildings, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for structures with three units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for those composed of four units.
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The Lendersa® calculator serves as a powerful tool to contrast FHA rates and terms with those of various other loan programs. Dive deeper into the advantages of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money financing versus FHA options.
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Refer to the Loan Limits Comparison Table for {CURRENT_YEAR} in Hawaiian-Ocean-View county of Hawaii, HI, to juxtapose maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a more thorough comparison of qualification requirements such as income sources, reserves, and credit scores, engage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
SFR | 2 Units | 3 Units | 4 Units | |
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FHA | $408,250 | $522,600 | $631,750 | $785,100 |
Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
USDA | $391,000 | $391,000 | $391,000 | $391,000 |
VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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