In 2026, the FHA loan limits for Kahaluu-Keauhou in Hawaii, HI are $517,500 for a single-family residence, $662,500 for duplexes, $800,800 for triplexes, and $995,200 for four-unit homes.
For conventional loans, the maximum amounts are $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and a cap of $2,095,200 for four-unit buildings.
Make use of our FHA calculator to access today's best FHA rates and calculate required down payment, income levels, credit requirements, reserves, and needed documents for loan qualification.
The Lendersa® calculator allows for a comprehensive comparison of FHA rates with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This makes it a valuable tool for informed decision-making.
Lendersa® efficiently draws loan program data from thousands of lenders, instantly aligning it with your financial profile and needs for a precise comparative analysis.
The Loan Limits Comparison Table for 2026 in Kahaluu-Keauhou county, Hawaii, HI, enables thorough comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. To compare qualification factors like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $600,000 | $600,000 | $600,000 | $600,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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