In 2026, FHA loan limits in Holualoa, located in Hawaii, HI, are set at $517,500 for a single-family home, $662,500 for two-unit structures, $800,800 for three-unit properties, and $995,200 for those with four units.
The maximum set for conventional loans on single-family homes is $1,089,300, escalating to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four-unit dwellings.
Our FHA calculator helps you uncover today’s optimal FHA rates and calculate necessary downpayments, income, credit, reserves, and document requirements for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other mortgage options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, providing swift and customized comparisons to align with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Holualoa, situated in Hawaii, HI, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification needs concerning income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $600,000 | $600,000 | $600,000 | $600,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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