2026 FHA (Government Loans) Limits for Bettendorf, Scott County, Iowa

In 2026, the FHA loan cap for Bettendorf county, Scott, IA, is set at $472,030 for a single-family home. Duplexes are limited to $604,400, triplexes reach $730,525, and four-unit homes have a cap of $907,900.

The maximum loan amount for conventional loans is $726,200 for single-family residences. It is $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-unit buildings.

Try our FHA calculator to see today's best FHA rates and determine downpayment, income, and credit requirements needed to qualify.

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Loan options in Bettendorf, IA

Lendersa® calculator helps compare FHA rates with other loans. Look at options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® collects data from thousands of lenders and quickly aligns it with your needs.

The Loan Limits Comparison Table for 2026 in Bettendorf county, Scott, IA, helps compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money limits. Use Lendersa® SLIQ™ to evaluate qualification needs like income and reserves.

Loan limits Bettendorf county of Scott, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • Lends in Iowa
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.

  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • Lends in Iowa
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.

  • United Fidelity Funding Corp
  • 1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
  • Lends in Iowa
  • United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.

  • Cherokee State Bank
  • 212 W Willow Street, Cherokee, IA, 51012
  • Lends in Iowa
  • Since 1888, we have been focused on serving Cherokee and the surrounding communities by being there for our customers. We’ve been there through recessions and depressions, in lean times and the good. As a truly independent and locally owned bank, we’ve built our foundation on thinking and acting on what’s best in the long-term for our customers.

  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Lends in Iowa
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.

  • Nutter Home Loans
  • 4153 Broadway, Kansas City, MO, 64111
  • Lends in Iowa
  • Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.

  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • Lends in Iowa
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.

  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197
  • Lends in Iowa
  • For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.

    When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.

  • Citizens Federal Savings Bank
  • 5151 S. 4th Street, Leavenworth, KS, 66048
  • Lends in Iowa
  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.

  • First Security Bank
  • 100 East Main Street, Sleepy Eye, MN, 56085
  • Lends in Iowa
  • At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Lends in Iowa
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,