In 2026, the FHA loan limit in Boone county, Boone, IA, is set at $472,030 for a single-family home. For 2-units, it is $604,400, for 3-units, it reaches $730,525, and for 4-units, the cap is $907,900.
For conventional loans, the maximum amount available on a single-family residence is $726,200. For duplexes, the limit is $929,850, triplex properties are capped at $1,123,900, and four-unit homes can go up to $1,396,800.
Use our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income, credit ratings, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with all other loan programs. You can examine and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles information from thousands of lenders and rapidly compares it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Boone county, Boone, IA, offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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