In 2026, FHA loan limits in Nevada county of Story, IA, are set at $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three units, and $907,900 for four units.
The maximum amounts for conventional loans on single-family homes are $726,200. They rise to $929,850 for two units, $1,123,900 for three units, and culminate at $1,396,800 for four units.
Utilize our FHA calculator to explore today’s best FHA rates and identify the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Evaluate FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan program data from thousands of lenders, providing quick comparisons to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Nevada, Story, IA, gives insights into maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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