In 2026, the FHA loan limit in Chariton county of Lucas, IA is $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum conventional loan for single-family residences is $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check current FHA rates and assess the downpayment, income, credit, reserves, and documents needed for qualification.
Lendersa® calculator allows you to compare FHA rates and terms alongside other loan types. Consider Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money options.
Gathering data from numerous lenders, Lendersa® swiftly evaluates options based on your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Chariton county of Lucas, IA shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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