In 2026, the FHA loan limit in Clive county, Polk, IA, is $472,030 for a single-family home. For duplexes, the limit is $604,400; for triplexes, it extends to $730,525; and for four-unit properties, it reaches $907,900.
The maximum for conventional loans on a single-family home is $726,200. For two units, the limit is $929,850, while three units allow up to $1,123,900, and four units cap at $1,396,800.
Utilize our FHA calculator to identify today's most advantageous FHA rates. Determine necessary downpayments, income requirements, credit scores, reserves, and necessary documentation for qualification.
Using Lendersa® calculator, one can thoroughly compare the rates and terms of FHA loans with various other lending programs. Delve into and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® swiftly compiles loan data from thousands of lenders, evaluating it against your individualized financial essentials.
The Loan Limits Comparison Table for 2026 in Clive county, Polk, IA, allows comprehensive analysis of maximum loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualification requirements, like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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