In 2026, the FHA loan limit in Waukee county, Dallas, IA is $472,030 for a single-family home. For two-unit properties, the limit is set at $604,400, and for three-unit dwellings, it is $730,525. The ceiling for four-unit homes is $907,900.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For two-units, it is $929,850, for three-units, $1,123,900, and for four-units, the limit is $1,396,800.
Utilize our FHA calculator to view current best FHA rates and assess the needed downpayment, income, credit score, reserves, and documents for qualification.
By using the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other lending programs. Investigate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® gathers comprehensive loan data from numerous lenders, quickly assessing it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Waukee county, Dallas, IA, facilitates comparison of maximum amounts obtained through FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate eligibility, use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for factors like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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