FHA Loan Limits for Iowa-City, Johnson County, IA in 2025

In 2025, the FHA loan limit in Iowa-City, county of Johnson, IA, is $356,362 for single-family homes, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum for conventional loans on a single-family residence is $548,250, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-units.

Use our FHA calculator to find today’s best FHA rates and determine what’s needed for down payment, income, credit, reserves, and documents necessary to qualify.

Check out loan offers from 100 lenders

Explore Your Loan Options in Iowa-City, IA

The Lendersa® calculator helps you compare FHA rates and terms with other loan program offers. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Accessing data from thousands of lenders, Lendersa® quickly aligns it with your individual financial profile and needs.

The Loan Limits Comparison Table for 2025 in Iowa-City, Johnson, IA, offers insights on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Iowa-City county of Johnson, IA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Just Funded Mortgage
  • 12900 Garden Grove Blvd, Suite 265, Garden Grove, CA, 92843
  • "Just Funded Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. Just Funded Mortgage (DBA Home Mortgage Alliance Corporation"
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe
  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
  • RGC Capital Inc
  • 6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
  • RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets. With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
  • HML Investments
  • 3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
  • California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
  • Power Play Mortgage
  • 16545 Armstead Street, Granada Hills, CA, 91344
  • Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
  • ERIC MOBLEY REALTY
  • 5803 Bowcroft St UNIT 3, Los Angeles, CA, 90016
  • Direct Lender and Real Estate Professional, we have over 40 years in the Real Estate industry. Licensed California Real Estate Broker Independent Consultant and Real Property Acquisition Specialist. We deliver the expertise you need and facilitate all aspects of Residential and Commercial Real Estate transactions
  • Patch of Land
  • 15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
  • Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.
  • Archway Funding
  • 1875 Century Park East, Suite #900, Los Angeles, CA, 90067
  • Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.