For 2026, the FHA loan limit in Coralville county, Johnson, IA, stands at $472,030 for a single-family home. For two-unit properties, the limit is set at $604,400, for three-unit homes, it is $730,525, and for four-unit buildings, the maximum is $907,900.
The conventional loan top amount for a single-family residence is $726,200. For a duplex, it's $929,850; for triplexes, it reaches $1,123,900; and for four-unit residences, it is $1,396,800.
Utilize our FHA calculator to access current best FHA rates and to check requirements for downpayment, income, credit, reserves, and documentation needed for qualification.
Using the Lendersa® calculator, you can match FHA rates and terms with those from other loan programs. Consider options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® collects data from thousands of lenders to quickly compare it against your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Coralville county, Johnson, IA, allows for comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements, such as income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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