FHA Loan Limits for Bondurant, Polk County, IA in 2026

In 2026, the FHA loan limits in Bondurant, situated in Polk county, IA, are determined as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for three-unit homes, and $907,900 for four-unit properties.

The highest amounts for conventional loans on a single-family residence start at $726,200. For two units, this rises to $929,850, to $1,123,900 for three units, and reaches $1,396,800 for those with four units.

Utilize our FHA calculator to see the best FHA rates today and calculate the needed downpayment, income, credit standing, reserves, and documentation necessary for qualification.

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Investigate your loan choices in Bondurant, IA

The Lendersa® calculator facilitates comparisons of FHA rates and terms with those from a multitude of other loan programs. Assess and explore FHA options alongside Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers comprehensive data from thousands of lenders, enabling rapid comparisons that fit your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Bondurant county of Polk, IA, provides insights into the maximum loan amounts from FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria such as income, reserves, and credit.

Loan limits Bondurant county of Polk, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Bondurant FHA Lenders

  • Community State Bank - Des Moines, IA
  • PO Box 127, Ankeny, IA, 50021
  • Lends in Iowa
  • At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge

  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • Lends in Iowa
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.

  • Des Moines Metro Credit Union
  • 100 University Avenue, Des Moines, IA, 50314
  • Lends in Iowa
  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.

  • HALO Capital
  • 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
  • Lends in Iowa
  • Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.

  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • Lends in Iowa
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.

    We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.

  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Lends in Iowa
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families

  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Lends in Iowa
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.

  • Premier Lending Alliance
  • 8831 Thomas Ave, Suite 100, Johnston, IA, 50131
  • Lends in Iowa
  • In 2009, PLA began building its partnerships with credit unions throughout the Midwest. We are wholly owned by a credit union to serve our partnering financial institutions and their members. PLA is an Iowa mortgage CUSO providing mortgage loan products and services to credit unions .

  • Open Mortgage
  • 9708 Candleridge Cir, Johnston, IA, 50131
  • Lends in Iowa
  • Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life

  • Independent Mortgage
  • 10430 New York Ave, Suite B, Urbandale, IA, 50322
  • Lends in Iowa
  • Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.