FHA Loan Max Loan amount for Perry, Dallas County, IA in 2026

In 2026, FHA loan limits in Perry county of Dallas, IA are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The cap for conventional loans on a single-family residence is $726,200. For two units, it is $929,850, for three units, $1,123,900, and for four units, $1,396,800.

Use our FHA calculator to explore today’s best FHA rates and figure out the needed downpayment, income, credit, reserves, and documents for qualification.

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Investigate loan options in Perry, IA

The Lendersa® calculator lets you compare FHA rates and terms with those from other programs. Explore Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles loan program data from thousands of lenders, quickly matching it to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Perry, Dallas, IA, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Perry county of Dallas, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Perry FHA Lenders

  • Raccon Valley Bank
  • 1009 Court Street, Adel, IA, 50003
  • Lends in Iowa
  • At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.

  • Peoples Bank
  • 116 West State Street, Jefferson, IA, 50129
  • Lends in Iowa
  • Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • Lends in Iowa
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.

  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • Lends in Iowa
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.

  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Lends in Iowa
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.

  • Premier Lending Alliance
  • 8831 Thomas Ave, Suite 100, Johnston, IA, 50131
  • Lends in Iowa
  • In 2009, PLA began building its partnerships with credit unions throughout the Midwest. We are wholly owned by a credit union to serve our partnering financial institutions and their members. PLA is an Iowa mortgage CUSO providing mortgage loan products and services to credit unions .

  • Open Mortgage
  • 9708 Candleridge Cir, Johnston, IA, 50131
  • Lends in Iowa
  • Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life

  • Independent Mortgage
  • 10430 New York Ave, Suite B, Urbandale, IA, 50322
  • Lends in Iowa
  • Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.

  • Mortgage Producers
  • 2755 106th St, Urbandale, IA, 50322
  • Lends in Iowa
  • With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.

  • Omaha FHA Mortgage Lender
  • 2753 99th St, Urbandale, IA, 50322
  • Lends in Iowa
  • FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%,