2025 FHA Loan Limits for Perry, Dallas County, Iowa

In 2025, FHA loan limits in Perry county of Dallas, IA are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The cap for conventional loans on a single-family residence is $726,200. For two units, it is $929,850, for three units, $1,123,900, and for four units, $1,396,800.

Use our FHA calculator to explore today’s best FHA rates and figure out the needed downpayment, income, credit, reserves, and documents for qualification.

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Investigate loan options in Perry, IA

The Lendersa® calculator lets you compare FHA rates and terms with those from other programs. Explore Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles loan program data from thousands of lenders, quickly matching it to your financial profile and needs.

The Loan Limits Comparison Table for 2025 in Perry, Dallas, IA, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Perry county of Dallas, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Iowa Heartland Credit Union
  • 1602 South Monroe Avenue, Mason City, IA, 50401
  • Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.
  • North Iowa Community Credit Union
  • 640 South Federal Ave, Mason City, IA, 50401
  • North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you. we offered our members confidential credit and systematic savings plans.
  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
  • Aksarben Mortgage LLC
  • 13520 California Street, Suite 250, Omaha, NE, 68154
  • Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
  • Mutual of Omaha Mortgage
  • 17041 Lakeside Hills Plaza A, Omaha, NE, 68130
  • The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
  • Pioneer Bank
  • 202 1st Street, Sergeant Bluff, IA, 51054
  • At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!
  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations
  • Lending Company, L.L.C.
  • 1716 Hill Ave, Spirit Lake, IA, 51360
  • Lending Company, L.L.C. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.