FHA Loan Limits for Adel, Dallas County, IA in 2026

In 2026, FHA loan limits in Adel county of Dallas, IA, are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The highest loan amount for conventional loans on a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to find today’s top FHA rates and determine what downpayment, income, credit, reserves, and documents are needed to qualify.

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Explore loan options in Adel, IA

The Lendersa® calculator enables you to compare FHA rates and terms with other loan programs. Explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® collects data from thousands of lenders, rapidly aligning it with your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Adel county of Dallas, IA, shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Adel county of Dallas, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Adel FHA Lenders

  • Raccon Valley Bank
  • 1009 Court Street, Adel, IA, 50003
  • Lends in Iowa
  • At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.

  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • Lends in Iowa
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.

  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • Lends in Iowa
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.

  • West Bank
  • 1601 22nd Street, West Des Moines, IA, 50266
  • Lends in Iowa
  • West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.

  • Fidelity Bank
  • 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266
  • Lends in Iowa
  • Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options.

    Fidelity Bank is on LinkedIn to celebrate our team members.

  • Homeservices Lending
  • 2700 Westown Pkwy, West Des Moines, IA, 50266
  • Lends in Iowa
  • At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers

  • Summit Mortgage Corporation
  • 1501 42nd St, Suite 465, West Des Moines, IA, 50266
  • Lends in Iowa
  • Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency

  • Independent Mortgage
  • 10430 New York Ave, Suite B, Urbandale, IA, 50322
  • Lends in Iowa
  • Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.

  • Mortgage Producers
  • 2755 106th St, Urbandale, IA, 50322
  • Lends in Iowa
  • With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.

  • Omaha FHA Mortgage Lender
  • 2753 99th St, Urbandale, IA, 50322
  • Lends in Iowa
  • FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%,