2026 FHA (Government Loans) Limits for Jefferson, Greene County, Iowa

In 2026, the FHA loan limits in Jefferson county of Greene, IA are defined as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit residences, and $907,900 for four-unit buildings.

The maximum allowance for conventional loans on single-family homes is $726,200, increasing to $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Use our FHA calculator to view the most competitive FHA rates today. Determine your required downpayment, suitable income, credit prerequisites, reserves, and the documents needed to qualify.

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Evaluate Loan Choices in Jefferson, IA

Using the Lendersa® calculator, you can compare FHA rates and terms with those of a broad spectrum of loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from thousands of lenders, conducting swift evaluations tailored to your financial profile and specific needs.

Our Loan Limits Comparison Table for 2026 in Jefferson county of Greene, IA offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum limits. To delve into qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for more detailed comparisons.

Loan limits Jefferson county of Greene, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Jefferson FHA Lenders

  • Peoples Bank
  • 116 West State Street, Jefferson, IA, 50129
  • Lends in Iowa
  • Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Lends in Iowa
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.

  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Lends in Iowa
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.

  • Raccon Valley Bank
  • 1009 Court Street, Adel, IA, 50003
  • Lends in Iowa
  • At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.

  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • Lends in Iowa
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.

  • Westside State Bank
  • 401 First Street, Westside, IA, 51467
  • Lends in Iowa
  • Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.

  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • Lends in Iowa
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.

  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Lends in Iowa
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.

  • Premier Lending Alliance
  • 8831 Thomas Ave, Suite 100, Johnston, IA, 50131
  • Lends in Iowa
  • In 2009, PLA began building its partnerships with credit unions throughout the Midwest. We are wholly owned by a credit union to serve our partnering financial institutions and their members. PLA is an Iowa mortgage CUSO providing mortgage loan products and services to credit unions .

  • Open Mortgage
  • 9708 Candleridge Cir, Johnston, IA, 50131
  • Lends in Iowa
  • Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life