In 2026, the FHA loan limits for Saylorville county of Polk, IA are $472,030 for a single-family home, $604,400 for a two-unit property, $730,525 for three units, and $907,900 for four units.
The maximum allowable amount for conventional loans on a single-family residence is $726,200, reaching $929,850 for two units, $1,123,900 for three units, and up to $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to uncover today’s FHA most competitive rates and assess necessary downpayment, income, credit score, reserves, and documentation for qualifying.
The Lendersa® calculator allows you to compare FHA's rates and terms alongside those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money products.
Lendersa® gathers loan program data from thousands of lenders, offering quick comparisons matched to your financial profile and specific needs.
Our Loan Limits Comparison Table for 2026 in Saylorville county, Polk, IA, helps compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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