For the year 2026, the FHA loan limits in Ankeny county, Polk, IA, are as follows: $472,030 is allotted for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
Regarding conventional loans, the maximum borrowing amount for a single-family home is $726,200. For a 2-unit property, the cap is $929,850. It is $1,123,900 for a 3-unit property, and $1,396,800 for a 4-unit dwelling.
Try out our FHA calculator to view the best FHA rates currently available and assess the required down payment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator is designed to help you compare rates and terms of FHA loans with those of other financial products. Evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® sources loan program data from thousands of different lenders to swiftly compare these with your distinct financial requirement and preferences.
The Loan Limits Comparison Table for 2026 in Ankeny county, Polk, IA, allows for an assessment of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To check qualification factors such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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