For 2026, the FHA loan limit in Johnston county, Polk, IA, is $472,030 for a single-family home. Two-unit buildings have a limit of $604,400, three units $730,525, and for four units, it's $907,900.
The maximum loan amount for conventional loans on a single-family home is $726,200. For two units, it's $929,850; for three units, $1,123,900; and for four units, it is $1,396,800.
Use our FHA calculator to view today’s best rates and assess necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator lets you compare FHA rates with those of other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers extensive program data from thousands of lenders and rapidly compares it with your personal financial needs.
The Loan Limits Comparison Table for 2026 in Johnston county, Polk, IA, allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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