For the year 2026, the FHA loan limit in the West-Burlington area, within Des Moines county, IA, is determined to be $356,362 for a single-family residence. For properties with two units, the limit is $456,275. In the case of a three-unit building, it's $551,500, and for those with four units, the cap is $685,400.
As for conventional loan amounts, the maximum allowable amount for a single-family dwelling is $548,250. For residences consisting of two units, the limit is set at $702,000, with three-unit properties at $848,500, and those with four units having a ceiling of $1,054,500.
Our FHA calculator is designed to help you gauge the best FHA rates available today. It outlines the down payment, income requirements, credit score, reserves, and necessary documentation for qualification, ensuring you're well-prepared.
The Lendersa® calculator allows a comprehensive comparison of FHA rates and terms with those of other loan types. Whether you're looking into Conventional loans, Jumbo, VA, USDA, Non-QM, or hard money loans, the tool provides a detailed examination alongside FHA options.
Gathering extensive data from thousands of lenders, Lendersa® efficiently compares and contrasts this information against your specific financial situation and needs, delivering results in seconds.
The Loan Limits Comparison Table for 2026 in West-Burlington, located in Des Moines, IA, serves as a resource for reviewing the maximum loan amounts across various loans, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you wish to examine qualification features such as income, reserve requirements, and credit standards, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™), an essential tool for navigating the landscape of ever-evolving loan conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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