For 2026, the FHA loan limit in Burlington county, Des Moines, IA, stands at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-plexes.
The conventional loan maximums are $726,200 for single-family residences, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-plexes.
Make use of our FHA calculator to examine the leading FHA rates available today, and ascertain what down payment, income, credit status, and documentation are necessary to qualify.
The Lendersa® calculator lets you compare FHA interest rates and terms with those of various other loans. Investigate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with an FHA loan included.
Lendersa® rapidly gathers data from thousands of lenders and evaluates it against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Burlington county, Des Moines, IA, facilitates comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine factors like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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