FHA Loan Limits for Mount-Pleasant, Henry County, IA in 2026

In 2026, FHA loan limits in Mount-Pleasant county, Henry, IA, are set at $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for a four-unit property.

The maximum conventional loan amounts for a single-family residence are $548,250. For two units, it's $702,000; for three units, $848,500; and for four units, $1,054,500.

Utilize our FHA calculator to discover today’s best FHA rates and assess the required downpayment, income, credit, reserves, and documents for qualification.

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Explore loan options in Mount-Pleasant, IA

The Lendersa® calculator enables comparisons of FHA rates and terms with other loan programs. Explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® gathers extensive loan data from thousands of lenders, offering rapid comparisons to your financial profile.

The Loan Limits Comparison Table for 2026 in Mount-Pleasant county, Henry, IA, provides FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Mount-Pleasant county of Henry, IA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.

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  • 529 Lake Avenue, Storm Lake, IA, 50588
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  • 1620 Dodge Street, Omaha, NE, 68197
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    When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.

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  • 125 W 4th St, Spencer, IA, 51301
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  • 212 W Willow Street, Cherokee, IA, 51012
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  • Mutual of Omaha Mortgage
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