2025 FHA Loan Limits for Mount-Pleasant, Henry County, Iowa

In 2025, FHA loan limits in Mount-Pleasant county, Henry, IA, are set at $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for a four-unit property.

The maximum conventional loan amounts for a single-family residence are $548,250. For two units, it's $702,000; for three units, $848,500; and for four units, $1,054,500.

Utilize our FHA calculator to discover today’s best FHA rates and assess the required downpayment, income, credit, reserves, and documents for qualification.

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Explore loan options in Mount-Pleasant, IA

The Lendersa® calculator enables comparisons of FHA rates and terms with other loan programs. Explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® gathers extensive loan data from thousands of lenders, offering rapid comparisons to your financial profile.

The Loan Limits Comparison Table for 2025 in Mount-Pleasant county, Henry, IA, provides FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Mount-Pleasant county of Henry, IA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
  • Peoples Trust and Savings Bank
  • 90 E. Railroad St, Riverside, IA, 52327
  • Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.
  • Members Community Credit Union
  • 159 Colorado Street, Muscatine, IA, 52761
  • Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.
  • Residential Mortgage Network, Inc.
  • 2507 Highlander Place, Iowa City, IA, 52245
  • Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
  • GreenState Credit Union
  • 2355 Landon Rd, North Liberty, IA, 52317
  • GreenState Credit Union is a member owned financial cooperative with 18 office locations. GreenState has grown to over $5.5 billion in assets and 200, 000 members. Membership is open to anyone living or working in Iowa and 4 Illinois Counties, as well as direct relatives of current members and University of Iowa students, staff, and alumni.
  • Blackhawk Bank & Trust, IL
  • 301 4th Street West, Milan, IL, 61264
  • Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations
  • Mount Vernon Bank and Trust Company
  • 206 First Street West, Mount Vernon, IA, 52314
  • "Mount Vernon Bank & Trust Company adheres to these values by providing personal and business banking customers the banking services they need with the quality service they deserve. Because Mount Vernon Bank & Trust Company works locally, financial decisions, large and small, can be made quickly to improve your banking experience. Mount Vernon
  • Bridge Community Bank
  • 302 Hwy 1 SE, Mount Vernon, IA, 52314
  • Community Bank with locations in Mechanicsville, Mount Vernon & Solon Iowa. Bridge Community Bank is happy to help you with all your banking needs, from deposit accounts, IRA, CDs, business products, commercial & personal loans, mortgage loans, to our BCB Investment Services. Along with banking business,