During 2026, the FHA loan limit available in Wilton, situated within Muscatine county, IA, is as follows: for a single-family house, it is $472,030, for properties with two units, it’s set at $604,400, with three-unit buildings at $730,525, and for those with four units, the limit stands at $907,900.
When it comes to conventional loans, the highest loan amount permitted on a single-family residence is $726,200. This restriction increases to $929,850 for two-unit properties, $1,123,900 for three-unit houses, and reaches $1,396,800 for four-unit residences.
Our FHA calculator is designed to assist you in identifying today’s leading FHA rates, and determining what downpayment, income, credit status, reserve funds, and paperwork are necessary to qualify.
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The Lendersa® calculator allows you to comprehensively compare the rates and terms of FHA loans against all other available loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all evaluated against FHA.
Lendersa® gathers extensive data from numerous lenders, providing swift comparisons tailored to meet your distinct financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Wilton, county of Muscatine, IA, presents a side-by-side comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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