In 2026, the FHA loan threshold in Muscatine county, Muscatine, IA, is $472,030 for a single-family residence. This limit changes to $604,400 for 2-unit buildings, $730,525 for 3-unit structures, and $907,900 for 4-unit properties.
For conventional loans, the maximum amount for a single-family dwelling is $726,200. For 2-units, it rises to $929,850, for 3-units to $1,123,900, and for 4-units, it reaches $1,396,800.
Use our FHA calculator to view today's most competitive FHA rates and to determine the necessary downpayment, along with income, credit, and reserve requirements for eligibility.
The Lendersa® calculator lets you juxtapose FHA loan rates and terms with other financial offerings. Investigate and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, with FHA options.
Lendersa® gathers extensive data from many lenders to quickly assess how it fits your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Muscatine county, Muscatine, IA, lets you compare various maximum loan amounts: FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification criteria such as income, reserves, and credit standing, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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