In 2025, the FHA loan limit in Ammon county, Bonneville, ID, is $523,250 for a single-family home, $669,850 for two-unit properties, $809,700 for three-unit buildings, and $1,006,250 for four-unit homes.
The maximum conventional loan for a single-family residence is $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator helps you find the best FHA rates today, determining the necessary downpayment, income, credit, reserves, and documentation for qualification.
Use the Lendersa® calculator to compare FHA rates and terms with a variety of other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive overview.
Lendersa® gathers data from thousands of lenders, quickly comparing it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Ammon county, Bonneville, ID outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $523,250 | $669,850 | $809,700 | $1,006,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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