For 2026, the FHA loan limits established in Rexburg county situated in Madison, ID are as follows: $472,030 for a single-family home, escalating to $604,400 for two-unit properties, $730,525 for three-unit buildings, and reaching $907,900 for four-unit residences.
The ceiling for conventional loan amounts on single-family residences stands at $726,200, with the amount extending to $929,850 for two-unit dwellings, $1,123,900 for three-unit setups, and up to $1,396,800 for four-unit properties.
Our FHA calculator is the tool you need to uncover the best FHA rates available today. It will guide you in determining necessary elements like the down payment, income bracket, credit status, reserves, and documentation required for qualification.
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The Lendersa® calculator is an excellent resource, enabling you to effectively compare FHA rate and terms with those from other loan programs. You can assess options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA products.
It collects data from thousands of lenders' programs and instantly matches it to your unique financial profile and needs, ensuring that you get the most relevant comparisons possible.
The Loan Limits Comparison Table for 2026 in Rexburg county of Madison, ID provides insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification standards like income, credit worthiness, and reserves using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure comprehensive coverage of your financing options.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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