In 2026, FHA loan limits for Rigby county in Jefferson, ID are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum for conventional loans is $726,200 for a single-family home, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator helps discover today's best FHA rates, determining downpayment, income, credit, reserves, and required documents for qualification.
Lendersa® tool allows comparison of FHA rates and terms with other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Data from thousands of lenders enables Lendersa® to quickly match it with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Rigby county, Jefferson, ID, outlines maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insight into income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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