FHA Loan Max Loan amount for Boise, Ada County, ID in 2023

In 2024, FHA loan limit in Boise county of Ada, Idaho is $586,500 for a single-family home, $750,800 for 2-units, $907,550 for 3-units, and $1,127,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Boise county of Ada, Idaho compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Boise county of Ada, ID

SFR 2 Units 3 Units 4 Units
FHA $586,500 $750,800 $907,550 $1,127,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $415,100 $415,100 $415,100 $415,100
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Mountain West Bank
  • 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
  • Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
  • All American Liberty Mortgage Inc
  • 315 East Indiana Avenue, Coeur D Alene, ID, 83814
  • Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
  • YES MORTGAGE
  • 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
  • YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Lake City Mortgage
  • 1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
  • At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.
  • STCU
  • 1620 N. Signal Drive, Liberty Lake, WA, 99019
  • STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Modus Mortgage
  • 140 S Arthur St, Suite 506, Spokane, WA, 99202
  • We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
  • Heritage Home Loans
  • 1227 N Argonne Rd., Spokane, WA, 99212
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
  • First Millennium ILS
  • 601 1ST Ave Suite 1400, Spokane, WA, 99201
  • making your dreams of tomorrow a reality today. Conventional FHA VA Commercial Jumbo Stated No Doc No Ratio and more. Get Pre Approved at no Cost on our web site with 21 years of lending experience we help people get into homes with zero down. and even if you have less than perfect credit.
  • Washington Trust Bank
  • 717 W. Sprague, Spokane, WA, 99201
  • Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest
  • Shout Mortgage LLC
  • 546 N Jefferson Ln, Suite 304, Spokane, WA, 99201
  • After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.
  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.